Credit Cards and Credit Reports

Legal Information

Are you having trouble with your credit cards? This area of the site has information on protecting your identity and on repairing your credit history.

Click here for court information and court forms. 

  • Check Your Credit Report For Free

    If you think you might be a victim of identity theft, you should check your credit report for unauthorized accounts. You can get a free credit report every twelve months from each of the three major credit reporting agencies. Content Detail

  • Consumer Financial Protection Bureau

    The Consumer Financial Protection Bureau was created in response to the economic crisis of 2008. Its primary responsibility is to protect consumers. If you are experiencing a problem with a consumer financial product, such as a credit card, mortgage, student loan, or a bank, the CFPB's website has resources and information to help. You may also lodge a complaint. Read More

  • Consumer Information from the FTC

    The FTC has information on many sorts of consumer issues: Money & Credit, Homes & Mortgages, Health & Fitness, Jobs & Making Money, Privacy & Identity, and how to avoid scams Content Detail

    Federal Trade Commission
  • Dealing With Identity Theft: Self-Help Form Letters

    These online interviews help users to write one or more letters to a creditor, debt collector, or credit bureau to report identity theft. Read More

    Lawhelp Interactive
  • How Do I Protect My Privacy?

    Answers to frequently-asked questions about identity and credit protection. Read More

  • How Identity Theft Happens

    There are many ways that criminals can obtain your personal information. This resource provides information and details on how identity theft may occur and how to prevent identity theft from happening. Content Detail

    U.S. Dept of Education, Office of the Inspector General
  • Information on Mortgages, Loans, and Credit

    This website contains information on a variety of consumer loans, including mortgages, credit cards, and payday loans. Content Detail

    State of Alaska
  • Protecting Your Identity

    Tips to prevent identity theft, and warning signs that you might be a victim of identity theft Content Detail

  • Reduce Your Risk

    Identity theft is becoming big business and a very real threat to all of us. Personal information in the wrong hands quickly can cost us. Here are some things you can do to help reduce the chances of being a victim of these scams and thefts. Content Detail

    U.S. Dept. of Education, Office of the Inspector General
  • Repairing Identity Theft

    Descriptions of the things you should do when you realize you are a victim of identity theft, instructions about how to make an identity theft report, information about specific kinds of identity theft, and other issues you may confront Content Detail

  • Submit a complaint to the Consumer Finance Protection Bureau

    Do you have a complaint about a financial product or consumer issue? You may submit your complaint to the Consumer Finance Protection Bureau (CFPB) about the following consumer issues: Mortgages; Debt collection; Credit reporting; Bank accounts or services; Credit cards; Money transfers; Payday loans; Student loans; Vehicle or other consumer loans. The CFPB accepts complaints online, by phone, mail, or fax. Contact the CFPB at: (855) 411-CFPB (2372), TTY/TDD (855) 729-CFPB (2372); Fax (855) 237-2392. Its mailing address is: Consumer Financial Protection Bureau, P.O. Box 4503, Iowa City, Iowa 52244. Read More

    Consumer Finance Protection Bureau
  • What To Do If you are a Victim of Identity Theft

    If you suspect that your personal information has been misused to commit fraud or theft, act immediately, and keep a detailed record of your conversations and correspondence. Your first three steps that should be taken immediately are listed here, as well as other follow-up procedures. Helpful forms can be found in the forms folder. Content Detail

    U.S. Dept. of Education, Office of Inspector General
  • What You Should Know About Your Credit Report

    If you have ever applied for a credit card, a personal loan, insurance, or a job, there is probably a company keeping a credit file or credit report about you. This file contains information about where you live and work, how you pay your bills, or whether you have been sued, arrested, or have filed for bankruptcy. Read More

  • Your Rights and the Law

    Here you have access to several of the laws that govern your rights when dealing with financial institutions or credit reporting agencies about a debt or when seeking credit. Content Detail

    Federal Deposit Insurance Corporation (FDIC)