AlaskaAlaska

Debt Collection

Legal Information

Are you being sued for unpaid debts? Or do you feel like your creditors are harassing you? This area may assist you.

Click here for court information and court forms. 

  • Alaska Court System Judgment Debtor Booklet

    This booklet contains information for people who have lost a court case and now owe money to the opposing party. Also has information on what kinds of exemptions you can claim, and how to do it. Content Detail

    By:
    State of Alaska Court
  • Claim of Exemption from Garnishment

    This is the form to submit to the court within 15 days of a notice of garnishment and notice of rights to exemptions. It may also be used if you feel your employer has not calculated the amount deducted from your wages correctly. It is highly recommended that you read the Judgment Debtor Booklet provided by the court before filing this form. Content Detail

  • Consumer Financial Protection Bureau

    The Consumer Financial Protection Bureau was created in response to the economic crisis of 2008. Its primary responsibility is to protect consumers. If you are experiencing a problem with a consumer financial product, such as a credit card, mortgage, student loan, or a bank, the CFPB's website has resources and information to help. You may also lodge a complaint. Content Detail

  • Consumer Information from the FTC

    The FTC has information on many sorts of consumer issues: Money & Credit, Homes & Mortgages, Health & Fitness, Jobs & Making Money, Privacy & Identity, and how to avoid scams Content Detail

    By:
    Federal Trade Commission
  • Dealing with Debt Collectors

    Are you being illegally harassed? If you are having problems with debt collectors, watch this video to learn about your rights under the Fair Debt Collection Practices Act and state laws. Read More

    By:
    National Association of Consumer Advocates
  • Dealing with Debt Collectors

    If you’ve gotten behind in paying your bills or a creditor’s records mistakenly make it appear that you are behind, there’s a good chance your debt will be turned over to a debt collector. This classroom goes over your rights as a consumer when dealing with debt collectors, including how to make them stop contacting you and what to do if you disagree with the debt. Read More

    By:
    Alaska Legal Services - Anchorage
  • Debt Collector Stop Contact Letter

    The FDCPA is a federal law that places limits on the times and places a debt collector may contact you, what they can say to you, and who the debt collector can talk to about your debt. The law also allows you to completely stop a debt collector from communicating with you about your debt. If you want a debt collector to stop contacting you, you must do so in writing. This is a sample letter you can use, and instructions for how to complete it. For more detailed information, see the Classroom on Dealing with Debt Collectors Read More

    By:
    Alaska Legal Services - Anchorage
  • Debt Collectors -- What They Can, and Cannot, Do

    Many debtors ask what debt collectors can and cannot do. This article gives a summary of their options and how you should respond to their activities. Read More

  • Debt Dispute and Verification Letter

    The FDCPA is a federal law that gives protections to consumers when dealing with debt collectors. It places limits on the times and places a debt collector may contact you, what they can say to you, and who the debt collector can talk to about your debt. The law also allows you dispute the debt, and have the debt collector verify the debt. This is a sample letter you can use to dispute a debt, and instructions for how to complete it. For more detailed information on disputing a debt, see the Classroom on Dealing with Debt Collectors. Read More

    By:
    Alaska Legal Services - Anchorage
  • Defending yourself in a lawsuit

    If you want to learn how to represent yourself, hear about common defenses against debt collectors, and gain knowledge of possible outcomes to your trial, then watch this video. Read More

    By:
    National Association of Consumer Advocates
  • I have a judgment against me. Money is being taken away from my bank account.

    If you lost your debt defense case (or did not know it even occurred) and your wages or bank account is being garnished, learn what you can do. Read More

    By:
    National Association of Consumer Advocates
  • I received notice of a lawsuit; what should I do?

    If a debt collector files a lawsuit against you to collect a debt, discover what to do next. Read More

    By:
    National Association of Consumer Advocates
  • Judgment Creditor Booklet

    Other ways to collect judgments, from the Alaska Court System. Content Detail

  • Notice of Garnishment and Notice of Right to Exemptions

    This form is issued by the court when your wages are garnished, or attached, by a debt collection attempt. It tells you the amount of the judgment against you, and what portion of your wages may be garnished and what you may have a right to be exempt from garnishment. Content Detail

  • Repossession of Your Vehicle

    These frequently asked questions help you to understand what may or may not be done when your vehicle has been repossessed. Your rights and responsibilities are addressed as are the rights and responsibilities of the repossessing creditor. Read More